Having over 20 years experience in helping people buy their homes or remortgaging, I am fully qualified with a Certificate in Mortgage Advice and Practice at levels 1, 2 & 3 recognised by theFinancial Services Authority. I always remember the way I felt on my first steps and ensure that I do my best to make sure that every one of my clients are informed at every stage, ensuring that by the time any application is placed, they understand why we have gone for what we have gone for. I treat my customers fairly by providing a personal, no obligation service. I listen to what you want and find the best mortgage that suits you from the whole of the market. With up to date search technology, including electronic submission direct to lenders, giving fast decisions and immediate application or cover when needed.
Due to the short-term nature of bridging finance the rates can seem expensive at first glance, however it is worth considering the costs against the benefits of having funds arranged quickly and theshort term nature of the finance. The list is nearly endless, but the common denominator for those requiring bridging finance is that the loan is required for a relatively short period of time and at short notice.
Cheltenham Mortgage Advisers Ltd is an Independent Mortgage Broker who can research from the whole of the market to ensure you receive only the very best rate and terms. We have a team ofadministrators to help with updates and managing each individual case efficiently and professionally. We also have access to a range of products that are not usually available direct to consumers, ensuring you have the best possible choice.
He has been successfully assisting clients improve their finances and protect their families ever since. As a result of the level of investment and pension advice sort from Baker & Company Mick andJohn are ably assisted by four support staff, Sue, Debbie Jo and Lindsey, to ensure that all clients receive a first class service and are treated fairly and consistently by the brokerage.
If you're looking for insurance products or mortgage advice in Cheltenham and the surrounding area, then you are in the right place. With years of industry experience under our belts, we give you aservice that offers professional, transparent advice for a range of different requirements and needs. We are the first to admit mortgages and insurance are not glamorous, but nonetheless we all have to deal with them at some point.
Palmer & Webb Associates were founded in August 1999 initially starting off as Palmer Independent Limited. However, our advisers have a combined industry experience of 30 years. Palmer and WebbAssociates are a trading style of Blueprint Southwest Ltd. As local financial advisers, we have listened, advised and worked with many businesses, individuals and families within our local community and surrounding counties.
Lending based on the latest years figures has also improved in price as more lenders are entering this area. Several mortgage lenders now lend based on the last years accounts rather than the average.The last commentary I made with reference to those self employed with one years accounts was that mortgage lending was capped at 75% LTV (Loan to Value), I have now successfully mortgaged several clients.
At Lighthouse Mortgage & Protection Solutions our aim is simple and straightforward - to find the right, affordable mortgages and protection plans for thousands of people across the UK every year.Lighthouse Mortgage & Protection Solutions is a trading style of Lighthouse Advisory Services Limited. Lighthouse Advisory Services Limited is authorised and regulated by the Financial Conduct Authority.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. IMS - Insurance and Mortgage ServicesLtd was formed in 2002 and prides itself on offering a better kind of service to people seeking advice on Mortgages and the associated Insurances. Every company will always profess to offer an excellent service and be customer focused.
We are a small firm of Independent financial advisers specialising in investments, financial planning, care fees, equity release, mortgages and protection. Our advisers each have over 15 yearsexperience. We offer a flexible approach and can offer you a full financial review to develop a financial plan or we are happy to deal with an individual concern such as an investment or arrange income from your pension fund.
The job meant she learnt the ins and outs of group pension schemes; looking after the likes of Weetabix, Wilkinson, John Deere & Florida Van-Dal until redundancy 16 years later. It was when she joineda family insurance brokerage in Cheltenham that Teresa achieved an ambition of gaining a professional qualification and passed her Financial Planning Certificates in 2000/1 and her Mortgage Advice Qualification in 2003.
For investment advice beyond merely recommending investment products, Neil Gayler & Co. is a comprehensive financial planning firm specialising in understanding clients aspirations and creating thebespoke financial plans to help them achieve their lifestyle dreams.
If you are in need of financial advice in Cheltenham then look no further because the professionals here at Strictly Mortgages are on hand to help. With over 40 years of experience to call upon wehave a strong background in the chartered accounting and financial sectors and are directly regulated by the FSA, FCP 1, 2 & 3, CeMap and the FCA.
Go IFA provides independent financial services to individuals, companies, trustees, charities, sports clubs, affinity groups and societies. Our advisors are located throughout the UK. We prideourselves on our client focussed approach to financial advice and believe that well informed people make better financial decisions. We use a clear and transparent fee structure.
An admin fee of up to 1% of the mortgage (typically only £345) may be charged before the mortgage completes. We will also be paid commission from the lender. The precise amount will depend on thecomplexity of the work involved and will be discussed and agreed prior to submitting the mortgage application. The Finance Roome Limited is an Appointed Representative of Personal Touch Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority.
No information on this website is intended to constitute advice. This site contains a summary of the information relating to the products and is not intended to promote any specific mortgage orinsurance product or provide mortgage or insurance advice. It is for information purposes only.
Property advice can help you make sense of the many different home loans & accompanying products available today. Our advisors can guide you through which mortgage is best for you, whether it is aninterest only or repayment mortgage, a fixed or variable rate mortgage, a discounted or current account mortgage. They can talk to you about mortgage protection and required associated mortgage products whilst explaining all the other mortgage decisions that need to be made.
Our Services cater for Specialist Financial Advisers, Introducers and their clients, who are looking for truly independent Equity Release facilities. We provide a full advice service for elderlycustomers looking to raise INCOME or CASH. However, rather than just look at LIFETIME MORTGAGES, we prefer to provide a comprehensive, report driven, fully Independent service.
Quality advice and help you can trust and rely on; that's where we come in. We listen to your plans and goals for your family and those for whom you care. Guiding and helping you to work towards therealisation of all your aspirations and protecting you when the unexpected happens. Aspirations IFA is truly independent.