We are a whole of market independent mortgage brokerage, helping clients through the purchase and remortgage processes from the initial contact until completion. Whether you are a first-time buyer orsomeone who’s done it before, we can guide you through the buying process and the related costs. We have experience in self-employed and contractor mortgages as well as first time buyer options and schemes like Help to Buy and shared ownership.
We provide independent mortgage advice on mortgages and remortgages to first time buyers, home owners and buy-to-let investors throughout the UK. The mortgage advice we provide is completelyindependent, so we'll always put your interests first. We don't favour any mortgage products or indeed any mortgage lenders lender. We'll only recommend the mortgage that we think will work best for you. We are directly authorised by the Financial Services Authority.
For contractors and freelancers, acquiring a mortgage at a reasonable rate has traditionally been a frustrating, time-consuming process. Contractor Mortgages® has changed that! This bold move hasled to us being the preferred choice for thousands of self-employed mortgagees across the UK. Set up by a team of ex-freelancers, we know the difficulty of securing a competitive mortgage when you have an irregular source of income or a lack of trading history.
As a contractor or freelancer, you may well have had problems trying to arrange a mortgage. It can be difficult securing a competitive mortgage because many lenders and brokers simply don't understandyour unique working status. Acquiring a competitive prime rate mortgage needn't be complicated or time consuming. We have negotiated bespoke underwriting with well known high street lenders to simplify the mortgage process for contractors. This is our bread and butter!
Your home may be repossessed if you do not keep up repayments on your mortgage. We do not charge a fee for residential mortgage advice; however, there is an administration fee for processing each ofyour residential mortgage applications. The typical administration fee is £195, however the actual fee will depend on your circumstances.
Lifestyle Mortgage Management was established in 2004 by Paul Lear to offer professional mortgage and protection advise with expertise and experience. Buying a property is likely to be the mostexpensive purchase you will make in your lifetime, therefore a good mortgage advisor can help you save time and a great deal of effort.
We are a proactive and forward thinking firm of Financial Advisers whose staff, at all levels, provide a hands on and caring approach with individuals and businesses. We listen to your needs, andoffer clear, jargon free advice on the most appropriate financial solutions and products for your personal circumstances. We work to develop long term relationships with our clients.
Taking out a mortgage is probably one of the biggest financial decisions you will ever make, so it is important you get the best mortgage deal with the best possible service. One thing to do whenselecting a mortgage is to ensure that you are able to afford the mortgage. We have devised this convenient [repayment calculator] which will enable you to assess the cost of a repayment mortgage.
Finding for yourself the most appropriate mortgage to meet your requirements from the hundreds of products on the market can be a daunting task, so why not let someone else source the most suitablemortgage product to meet your current needs and circumstances.
There are various schemes in order to assist First time buyers who are trying to get on the housing ladder. Guarantor mortgages Some lenders have schemes whereby the parents or another family membercan assist first time buyers by having their income taken into account when calculating mortgage borrowing limits. Shared Ownership Some lenders.