Our specialty is securing mortgages for contractors and freelancers based on contract earnings alone. Not take-home pay. Not payslips. Not accounts. Your contract rate! Every year, we help thousandsof contractors access mortgage loans and protection they’d otherwise not find, either online or on the High Street. That could mean sourcing the most competitive contractor mortgages or bespoke insurance to suit. Either way, we’ve positioned ourselves over the years to meet that specific demand. This longstanding level of input means banks trust us to use your contract rate as a base for your mortgage affordability. In turn, we can often offer you access to greater funds than your permanently-employed peers.
For contractors and freelancers, acquiring a mortgage at a reasonable rate has traditionally been a frustrating, time-consuming process. Contractor Mortgages® has changed that! This bold move hasled to us being the preferred choice for thousands of self-employed mortgagees across the UK. Set up by a team of ex-freelancers, we know the difficulty of securing a competitive mortgage when you have an irregular source of income or a lack of trading history.
As a contractor or freelancer, you may well have had problems trying to arrange a mortgage. It can be difficult securing a competitive mortgage because many lenders and brokers simply don't understandyour unique working status. Acquiring a competitive prime rate mortgage needn't be complicated or time consuming. We have negotiated bespoke underwriting with well known high street lenders to simplify the mortgage process for contractors. This is our bread and butter!
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