Affordablemortgages.co.uk

Please note we only offer mortgage advice uk wide. We will give you the right mortgage advice to help you onto the lowest cost deal to suit your circumstances. IVA Mortgage - despite the credit crunch there are still mortgage lenders willing to lend you a mortgage with a current IVA. The maximum LTV is restricted. If you are in an IVA ( Individual Voluntary Arrangement), then providing it has been running at least 6 months and has no missed payments there are lenders that will offer an IVA mortgage.

Although an IVA puts a strain on your credit and thus your borrowing ability, it does not prevent you from getting a mortgage. Unlike bankruptcy, you can get mortgage or remortgage your home, whether you are in an IVA or have previously been in one. If you want a mortgage with a current IVA perhaps as part of the 4th year settlement -, then please get in touch as they need careful handling to ensure they complete swiftly and successfully.