XL Financial Services

XL Financial Services Limited is directly authorised by the Financial Conduct Authority, and can help you with all of your mortgage and protection needs. I am a mortgage and protection specialist with over 26 years of Financial Services industry experience. Having started in high street banks in the late 1980's, I have worked primarily in lending teams and have progressed through to underwriting mortgages for a top 5 UK bank. More recently, I have worked in the independent sector since the early 2000's, initially as a mortgage adviser for an independent estate agent and since 2005 as an Independent Mortgage and Protection Adviser.

I am qualified to give advice on all types of mortgage including Equity Release Schemes. I also specialise in looking after my clients protection needs, including life, critical illness and income protection, including any additional advice in the arranging these plans in trust (if appropriate).