About the Business

My name is Malcolm Shand and I have over five years experience in the mortgage and financial services industry and believe very strongly that the customer is the number one priority.

 

Service to our clients is absolutely key and we actively encourage your feedback during and after your experience with us, and upon request can show you genuine feedback from our clients.
 
Whether you are looking to buy your first home, re-mortgaging or wanting to make sure you have the right kind of financial protection in place, we can help. We can even ensure that your precious home and all your other assets are looked after for future generations with our estate planning service.
 
Will Assist Mortgages Ltd complete all the paperwork for you, dealing with the lenders at every stage of the process to ensure everything goes smoothly from start to finish.

 

Business Services

Free Telephone Consultation

Free Telephone Consultation

We do our best to make sure there is a qualified advisor always available to speak with you and provide a free telephone consultation!

Remortgage

Remortgage

Most of our customers consider changing their lender at the end of the fixed/discounted term to take advantage of a better mortgage deal.

Credit Problems

Credit Problems

At Will Assist Mortgages Ltd CCJs, defaults or arrears need not be a problem.

Buy To Let

Buy To Let

Investing is a tricky business these days. Pension funds can reflect the volatility of the stock market, while gold and commodities can suddenly decrease in value as fast as they can increase.

First Time Buyer

First Time Buyer

The prospect of buying your first home is both daunting and confusing.

Mortgages

Mortgages

When you choose a mortgage, you′ll need to think about the repayment method, interest rate and special features.

The best one for you will depend on your needs and circumstances, so it′s important to understand your options.

We have expert advisers on hand to help you through the decision-making process, but in the meantime here′s our guide to the mortgage options available.

Gallery

Mortgage

When you choose a mortgage, you′ll need to think about the repayment method, interest rate and special features.

One of our expert mortgage advisers will help you through the process step-by-step, working out how much you can borrow, how much it will cost, and what type of mortgage may be most suitable for you.

They will even take care of all the mortgage paperwork for you, so you don′t need to worry about a thing.

First Time Buyer

We have experienced a lengthy period of historically low interest rates which has helped fuel unprecedented growth in property prices, so first-time buyers have enjoyed very cheap mortgages but had to pay a pretty penny for the house!

More recently, however, the whole landscape has changed beyond recognition. During the autumn of 2022 fixed rate mortgages began to increase due to background economic circumstances, and the Bank of England Base Rate also began a sustained series of hikes, mainly to try and temper rapidly rising inflation.

On the flip side, we have seen house price rises begin to slow and more recently fall back to some extent, which does offer some hope to those looking to get onto the ladder for the first time.

Remortgage

1. Consolidate Debt:

Life can get overwhelming with multiple debts to manage. Remortgaging lets you combine all those high-interest debts into a single, more manageable mortgage. Say goodbye to juggling multiple payments and hello to peace of mind.

2. Reduce Financial Pressure:

We know that financial stress can take a toll on you. Remortgaging can ease that pressure by finding you better rates and terms. Imagine having more room in your budget to breathe and enjoy life without constantly worrying about money.

3. Escape Variable Rates & Change in Loan Term:

Say goodbye to unpredictable interest rates and tailor your loan to fit your needs. Remortgaging offers stability and customization for a secure financial future.

4. Release Equity & Borrow More Money:

Your home is your biggest asset, and remortgaging can help you unlock its hidden value. By releasing equity, you can access funds for home improvements, investments, or anything else your heart desires.

5. Increase Disposable Income:

Experience increased disposable income through remortgaging. This financial boost gives you the freedom to enjoy life's pleasures and explore new opportunities.

6. Lower Monthly Payments:

Imagine having extra cash every month without sacrificing your financial security. Remortgaging can significantly reduce your monthly mortgage payments, giving you more financial freedom to live life to the fullest.

Credit Problems

If you have had problems with credit, we may be able to help-
 
At Will Assist Mortgages, we understand that life can present financial hurdles like difficulty finding a mortgage - especially if you’ve had credit problems in the past. We are dedicated to ensuring that your 'less-than-perfect' credit score shouldn't hinder your path to securing a mortgage. Our experienced, professional mortgage broker services offer specialised solutions, tailored to suit your unique circumstances.
 
Our Expertise & Commitment:
 
We are committed to helping you secure your mortgage, regardless of your credit history. Using our wide range of expertise, we provide:
 
1. Tailored solutions - We understand that each client's situation is unique. Our team will work closely with you to assess your financial profile and offer bespoke mortgage solutions.
 
2. Credit score guidance - Our experts will provide guidance on improving your credit score, helping you take steps toward financial stability.
 
3. Access to multiple lenders - We have established relationships with a network of lenders who specialise in ‘Bad Credit Mortgages’. Our access to these lenders allows us to find the best mortgage terms and rates for your specific needs.
 

Location & Hours

The York Eco Business Centre, Amy Johnson Way

York, YO30 4AG
Mon 8:00 - 20:00
Tue 8:00 - 20:00
Wed 8:00 - 20:00
Thu 8:00 - 20:00
Fri 8:00 - 20:00
Sat 8:00 - 20:00
Sun 8:00 - 20:00 Open now
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  • Office

    Will Assist Mortgages York - Independent Mortgage Broker

  • Get Directions

    The York Eco Business Centre, Amy Johnson Way, York, YO30 4AG

  • Phone

    01904 500502