I have a flat in NW10 which I would like to finance.
The flat is valued at 400,000 pounds and I have a mortgage currently with Kesington for 130,000.

The flat has been tenanted for the last five years but I have just taken it back and wanting to do some renovations.
I am an Italian Citizen but currently reside in Australia whilst Covid is around.

I am self-employed in Australia but have accounts and earn a decent wage.

Will I find a company willing to refinance my loan?