Established in early 2016 by Ken James the team at CMS have over 30 year's worth of financial services experience.
As a contractor there are many mortgages available to you and a growing number of Lenders willing to lend based upon your contract.
So what are the barriers that get in the way of you the Contractor and a mortgage?
- Lender's staff who don’t understand how contractors pay themselves and do not understand that the lending can be assessed on the day rate.
- The misconception that all lenders require you to have been contracting for two years before applying for a mortgage.
- The Mortgage broker who does not specialise with Contractors misunderstanding criteria adding more confusion to the underwriting process.
What makes us different?
At CMS we have been working with and securing mortgages for contractors for years. As a result we have built up a relationship with the lenders and underwriters because we understand the challenges you face and we know how to overcome them.
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