We’re looking to buy a house around £260,000. We have a £70,000 deposit, so we’d need approximately £190,000 mortgage. I’m permanently employed earning £1,800 a month. My husband is freelance/self-employed and currently earning around £3,400 a week. He’s only been earning at this level for three months, but he has a strong history of high earnings and there are gaps between contracts. He doesn’t currently have self-employed tax returns. We have a £1,600 loan and £12,000 car finance but no other debt. Can you help us find a lender who will consider his income?