We have always prided ourselves on a very personal service, retaining our family values, and our clients are mostly drawn from recommendations. Our dedicated, and very friendly team of support staff,have an in-depth knowledge of our clients and maintain the standards that have built our excellent reputation.
At PY Financial Services we specialise in most types of mortgages from Residential, to Buy to Let, to Commercial. We have access to the whole of the market place to ensure you are getting the rightproduct to meet your requirements. Another big important part of PY Financial Services is PROTECTION, whether that be Life Insurance, Critical Illness, Buildings & Contents, Landlord Insurance, or protecting your income with Income protection.
We only give advice following an initial discussion or meeting to establish exactly what the customer needs. We start with a broad discussion to gather the client's requirements and aspirations forthe short, medium and long term, before moving onto an in-depth research and analysis to find the most appropriate mortgage or remortgage.
Established in 1983, MLP are specialists in financial planning for private and company clients. MLP operate both a restricted and Independent model for clients. Before transacting any business youradviser will tell you which model is being used. All Financial Advisers within the company are required to pass specified examinations set by the Chartered Insurance Institute. Whilst also having to meet stringent regulatory requirements set down by the Financial Conduct Authority.
We have a number of specialist advisors in all sectors of the financial market. Mortgages, risk protection, investments, pensions, inheritance, equity release and wealth management. All of ouradvisors are based locally in the Sutton, Surrey area and can visit you at your home to discuss your requirements.
Securing funding takes time and effort: no matter how experienced you are. The good news is we're here to get the finance you need, and to make the process as straightforward and stress free aspossible. Because we're independent funding specialists we have access to the entire market. But more importantly, we know which lenders operate in which sectors and how to negotiate the best deal for you. So our knowledge and expertise saves you time, legwork, and worry.
Our principal advisor is Mandy Beaumont. She has been in the Financial Services Industry since 1980 when she first started work with a major Building Society. She has been an Independent mortgage andprotection adviser for the last 11 years and has built up a large portfolio of clients. In 2005 she decided to set up Fairford Consultants to enable her to offer a more tailored approach to her clients needs. We also have administrative staff, who help and assist her with the day to day administration.
As first time buyers we felt that everything was clearly explained and we were able to call/email any questions at any time and always got a quick response. The stressful process of buying a house andorganising a mortgage was made much easier by Cheam Financial planning.
Mortgage Advice Bureau is an award-winning mortgage broker, with over 600 advisers across the UK, arranging approximately £8 billion worth of mortgages per annum. The relationships we have withthem, combined with the volume of mortgages that we arrange, put Mortgage Advice Bureau in a very strong position to ensure that you have access to the latest deals available and receive a first-class service.
The director and principal Robert Winterhalter has been associated with financial services since 1982; starting his career in banking and later becoming an Independent Financial Adviser, as a partnerwith Positive Solutions before forming his own company RJW Associates in 1996, specialising in mortgage services. Buying a property is normally the most costly expense that people undertake in their lifetime and we want to help you get it right.