Home buyers are often confused about their lenders valuation. Many still believe their valuation is a survey and is being done for their benefit. Increasingly, lenders take a risk-based approach andmight well use an automated valuation mode;l which can result in nobody physically visiting the property. Independent research found that on average homebuyers spent £5,7 on unforeseen repairs when they moved into their new home.
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House purchase approvals are trending upwards with higher demand seen in the first quarter of the year. While numbers are down on the same month last year for house purchases and remortgaging,according to the British Bankers' Association, that was a frenzied time for the market and we now see a more considered phase, which is also likely to be more sustainable.