SO-Mortgages

SO-Mortgages provides clear transparent advice. We have core values, which we have put in place to ensure that whether you are a first time buyer, home movers, investors or looking to remortgage, you are confident that you are in safe hands.

Shared ownership schemes are provided through housing associations. You buy a share of your home (25% to 75% of the home's value) and pay rent on the remaining share. You'll need to take out a mortgage to pay for your share of the home's purchase price.

The Government has created the Help to Buy scheme to help hard-working people like you take steps to buy your own home. Whether you want to get onto the housing ladder or move up it, Help to Buy makes it possible to buy a new-build or existing home priced up to £600,000 with as little as a 5% deposit.