
INDIVIDUALS: As the heading implies we are all individuals and therefore require tailor made solutions for different circumstances. There are ten staff at Crystal Clear-six independent financialadvisers, a general broker two support staff and a dedicated compliance manager who carries out investment research for the company. Financial Planning is the key to working towards Financial Independence, (retirement) at an early age.

We work for you giving you expert mortgage advice. Our mortgage brokers are fully qualified and have years of experience. Our mortgage brokers will give you updates periodically to keep you informedof where your case is in the mortgage process. Our independent mortgage advisers at will source a mortgage that fits your needs. A mortgage broker will conduct a client confidentiality questionaire over the phone and from that be able to advise you accordingly.

Here at Crystal Clear Mortgage Solutions we search the Whole of Market to find the right mortgage for your circumstances. This means we have no ties or allegiances to any specific mortgage lender orinsurance provider. In an ever changing mortgage market this has never been as important as it is now. At Crystal Clear Mortgage Solutions we pride ourselves on personal service at a time and place to suit you. We are here to make the mortgage process as simple and easy as possible.

I know that every situation is different - after all, mortgages and finances are a very personal subject. That's why I take the time to really understand your own personal situation. The FinancialConduct Authority does not regulate all types of buy-to-let mortgages. Your home/property may be repossessed if you do not keep up repayments on your mortgage. Stepping Stones Financial Services Limited is authorised and regulated by the Financial Conduct Authority.

Swift Tailored Solutions and Mortgage Advice Bureau are trading names of Swift Tailored Solutions Limited which is an appointed representative of the following companies which are authorised andregulated by the Financial Conduct Authority for advising on and arranging the following: Mortgage Advice Bureau Limited for mortgages. Mortgage Advice Bureau (Derby) Limited for insurance.

Moving home can be stressful - finding the right mortgage deal needn't be. Gr8 Mortgage Solutions provide totally independent mortgage advice. Independent means that we have many deals at ourdisposal, including those that are not available on the high street. We will search the entire market place saving you time and effort. Arranging your mortgage with us means you are dealing with someone who really knows their stuff and adheres to the highest ethical values.

With Norton Finance, arranging a loan or remortgage is a simple, straight forward process. Our company provides a complete range of financial services from helping people to manage their finances byconsolidating a current debt, to assisting our clients to obtain a loan or remortgage so that they can cover the costs of home improvements, a major purchase or a holiday; whatever your requirements are, we can help.

Time Financial Management is a well established, Yorkshire based firm of Independent Financial Advisors. Our clients are typically individuals, families and business consumers for whom we provide awide range of financial services and manage many millions of pounds investment. We are completely independent. We have no ties to life assurance companies or fund management groups. We are answerable only to our clients and to our regulator.

We strongly believe that getting to know our clients - and our clients getting to know us - is a key factor in providing the best possible service, so building and maintaining long-term relationshipsis an essential part of our company ethos. By constantly appraising the markets and ensuring we have the most up to date knowledge of financial developments, legislation and the marketplace, we can provide our clients with the most suitable solution to their financial requirements.

Please note we only offer mortgage advice uk wide. We will give you the right mortgage advice to help you onto the lowest cost deal to suit your circumstances. IVA Mortgage - despite the credit crunchthere are still mortgage lenders willing to lend you a mortgage with a current IVA. The maximum LTV is restricted. If you are in an IVA ( Individual Voluntary Arrangement), then providing it has been running at least 6 months and has no missed payments there are lenders that will offer an IVA mortgage.