
Learn more about our business. The company was formed by my very good friend Paul Weinberg and commenced trading in 1982 as Paul Malcolm Insurance. The company grew first with the introduction ofClive Saffer followed by Richard Craven and Steven Gordon who together formed HCF Partnership in 1990. In 2006, Andy Gibson became a partner followed by myself, Kevin Simmonds in 2007. Andy and I were.

Abraham Associates is a friendly, family-run firm that has been providing expert personal financial advice and guidance for over 30 years. Our high reputation and success have been earned bydelivering transparent advice supported by exemplary customer service. We think that being fairly small is a great advantage, because we get to know our clients well and treat them as individuals, rather than as names on a list.

Universal Mortgage Solutions was established in November 2003. Universal Mortgage Solutions is an Independent Mortgage Broker, meaning we work for you, the customer, and not a Financial Institution.John Davis (Partner) has been an Independent Mortgage Advisor/ Financial Consultant - for some 36 years and is well established and extremely knowledgeable in his field. As we are a fully Independent Mortgage Consultancy, we have access to every lender in the market (there are currently more than 150).

Our services are offered to many of the UK's major networks, often under branded arrangements. Since our incorporation, we have sourced and managed over £800m of secured loans, bridging finance andcommercial mortgages. This makes Enterprise Finance the market leader in the specialist distribution space - and a company with an innovative approach to branded packaging.
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