
The guidance and / or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK. Independent Financial and Mortgage Adviserswho listen, understand and then provide financial solutions. With all new clients our primary responsibility is to listen.

The Basic State Pension - for people who have paid sufficient National Insurance contributions while at work or have been credited with enough contributions. Additional State Pension - referred to asthe State Second Pension (S2P) but before 6 April 2002, it was known as the State Earnings Related Pension Scheme (SERPS).

As a qualified Mortgage Adviser, I provide professional independent mortgage advice. I specialise in offering advice in protecting your mortgage against ill health, death and critical illness.Mortgages are sourced from the whole of the market. I have an office based in Muir of Ord, Ross-shire in the Scottish Highlands, however a number of my clients are based throughout the UK and of course, I am happy to provide telephone advice at your convenience.

Highland Mortgage Company is an independent financial services business based in Inverness. HMC is a one-stop solution for your mortgage and insurance needs. HMC has over twenty years of experience inmortgages &insurance and has many satisfied clients. Confidentiality and individual service is always assured. Maybe you require a specialist mortgage, are self-employed or have an adverse credit history.

Chalmers Commercial Finance offer all our clients a true 'one stop shop' facility, our core competence is to provide you a fully managed and professional service to secure the most competitive fundingoffer available from the entire market and we work with literally hundreds of mainstream and ‘niche' specialist Commercial lenders. In addition we can, if required, organise any property valuations, insurances and legal support necessary to complete the transaction.