The Basic State Pension - for people who have paid sufficient National Insurance contributions while at work or have been credited with enough contributions. Additional State Pension - referred to as the State Second Pension (S2P) but before 6 April 2002, it was known as the State Earnings Related Pension Scheme (SERPS).
The guidance and / or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK. Independent Financial and Mortgage Advisers who listen, understand and then provide financial solutions. With all new clients our primary responsibility is to listen.