
Residence MFS Ltd combines a diversity of experience in the financial services industry. As a family run business, in these times of economic uncertainty we are sensitive to the everyday financialchallenges that people face when running their households and businesses. Our success has been built on a combination of factors including integrity, quality of service, attention to detail, and ultimately, customer satisfaction, with the majority of our business coming from referrals.

Beaulieu Wealth Management is a firm of Financial Advisers who have been creating financial planning solutions for our clients since 1987. Our Head Office is located in Harlow, where we have closelinks with other professional advisers including Solicitors and Accountants. We have a team of Advisers located throughout the South East who in conjunction with the three Directors have a wealth of experience in Financial Services.

Adrian has been a financial adviser and mortgage broker for over 25 years. Following a successful period of time with The Frizzell Group, Adrian joined Blevins Franks/Mortgage Partner Services as oneof their senior independent mortgage brokers in 1994, and he was instrumental in making Blevins Franks a force in the mortgage intermediary market. During this time, Adrian has built a solid reputation with lenders and clients with his detailed knowledge and experience of the mortgage market.

Quite often you hear 'it could never happen to me' or 'I'll sort it out later'. Well the old maxim of "failing to plan is planning to fail" is no better suited to the ignoring of crucial decisions onprotection. We specialise in providing you with quality, professional financial advice that you can trust.

We are a company of action: proactive, professional and committed to creating long-term success and financial progression for you, our client. We understand that everyone's different, and that's whyour financial planning approach is as individual as you. We know the financial side of life can be complex and that's why we work hard to get to know you and your aspirations through careful life planning and consultation.

The experienced and highly qualified advisers at Hallmark Financial Services Limited will be able to provide you with high quality, Independent Mortgage and Insurance Advice on the issues that matterto you. We will use our expertise to help you understand the market and find the most suitable solutions for you.

It will be interesting to see what the mortgage market will look like five years from now and how MMR has changed it. In my view, MMR certainly will have changed the way the mortgage market works. Sofar MMR has impacted the market in many ways. Intermediaries have been managing increased business levels at.

Abraham Associates is a friendly, family-run firm that has been providing expert personal financial advice and guidance for over 30 years. Our high reputation and success have been earned bydelivering transparent advice supported by exemplary customer service. We think that being fairly small is a great advantage, because we get to know our clients well and treat them as individuals, rather than as names on a list.

Our services are offered to many of the UK's major networks, often under branded arrangements. Since our incorporation, we have sourced and managed over £800m of secured loans, bridging finance andcommercial mortgages. This makes Enterprise Finance the market leader in the specialist distribution space - and a company with an innovative approach to branded packaging.

We are based in Hatfield, Hertfordshire and take pride in giving a professional, friendly and trustworthy service. Home visits can be arranged within a reasonable distance and advice over thetelephone is available for those living further away. A fee of £195 is payable on application. In addition, an arrangement fee of a maximum of £1,000, or 1% of the loan amount if greater, is payable on mortgage offer. Typically this will be £495, depending on your circumstances.