New legislation brought into force on 26th April 2014 introduces many changes to the world of mortgage advice. Whether you live in Cardiff or in the UK, you'll be affected in some way. The FinancialConduct Authority have instigated these changes - via the Mortgage Market Review - to ensure people obtain mortgages more responsibly. Well, the new rules mean that all lenders will have to ask more questions and stress test your affordability before they can authorise your mortgage.
Whether you want the certainty of a fixed rate mortgage or have more complex requirements I can guide you through the maze and tailor the most suitable solution to your specific circumstances.Mortgages Solutions & More Limited are a 'whole of market' mortgage adviser, meaning that we scour the mortgage market on your behalf, ensuring we find the most suitable deal for you, regardless of lender.
With a commitment to quality and a professional service, Sparkbrook Financial offers completely free and impartial mortgage advice and has access to all types of mortgages from the entire market. Allour advisors are fully qualified and have a wealth of experience in dealing with all different types of Lenders - from the large high street banks to the specialised lenders. Finding the right mortgage isn't always just about the lowest initial rate.
The objective here at Lexion Financial Services Limited is to provide a personally tailored approach to your mortgage solution. We offer specialised advice from the "whole of market" for bothmortgages and protection. We do our homework so you don't have to.
Sweetland Associates Ltd is a firm of independent financial advisers based in South Wales, specialising in the management of pensions and investment portfolios. We provide financial advice to bothindividuals and companies on all aspects of financial planning. We provide impartial, unbiased and objective financial advice covering the whole financial services marketplace.
Your home may be repossessed if you do not keep up repayments on your mortgage. A fee for mortgage advice will be charged on completion of your mortgage. This fee will typically be £300 up to amaximum of £500. We will receive commission from the lender in addition to the fees you pay. We also offer a fee only option of £1,000 - any commission received would be refunded if you choose this option.
ADH Mortgage Services offers outstanding personal service dedicated to solving your mortgage problems and recognising that everyone has unique requirements. We realise that mortgages and productssuitable for some may not be suitable for others. We like to build and maintain good relationships with everyone we help by continuing to provide the best possible service we can to all of our clients.
Gwyn & Sally Bartley-Forsyth of Simply Mortgages have over 30 years experience and provide independent mortgage advice for everyone from First Time Buyers, Movers, Re-Mortgages and Buy to LetLandlords. We search the whole of the market to find you the very best mortgage that is tailored to your individual needs. We will guide you through the whole process from an initial discussion relating to all the options available, right through to the completion of the mortgage and beyond.
Whether you're a first time buyer, re-mortgaging your current property, or investing in a buy-to-let, we can recommend the best mortgage products to suit your needs. Here at Real Moves FinancialServices, we are dedicated to saving our clients time, money and effort when looking for the best mortgage deals and life insurance quotes. Based in Treorchy, Rhondda Cynon Taff, we cover the Rhondda Valley, Pontypridd, Cardiff and beyond.
Mortgage Taylors Ltd is owned and run by experienced mortgage and general insurance advisors who understand how important it is to obtain the highest standard mortgages and insurance products at thelowest possible costs to the customer. We are whole of market Mortgage and insurance brokers that do NOT charge upfront broker fees.
For landlords, we minimise voids and with our lower fees we increase your rental income and maximise your ROI. We offer you a choice of guaranteed rent protection & tenant eviction. Our fully managedservice starts from just 7.5% inc with 24hr emergency assistance too.
Our business partners, our experience and our determination to gain a suitable Mortgage & Insurance offer make it ALL happen, from initial conversation to money in the bank on Mortgage completion andInsurance on risk. Our clients, like most of us, are busy people who do not have hours of time to give up to find the right Mortgage for them.
Martin started his financial career working for the Leeds & Holbeck building society as a Mortgage Adviser, progressing through to the blue chip company Legal & General as a Business DevelopmentManager covering the IFA community across the entire UK. Martin joined a high net worth practise in Brecon where he worked for over 2 years forging strong client relationships.
Professional independent mortgage advice is on hand to relieve you of the worry and help you to make the process stress free. Clearwater was originally set up in November 2003 to offer Nuttall ParkerEstate Agents independent Mortgage Advice for all their clients. Since the initial set up the company we have gone from strength to strength and has expanded, Clearwater now provide mortgage advice to several different estate agents, with clients across the whole of the UK.
We start by arranging an informal meeting to discuss your general requirements and concerns. This allows us to gain a better understanding of your situation and to assess the areas in which we can beof assistance. We are backed up by one of the UKs largest Financial Services networks, which is fully authorised and regulated by the Financial Services Authority. We endeavour to exceed our customer's expectations by providing a prompt, reliable & professional service.
Concept4 Financial Associates are a unique, professional, independent financial company who provide "Whole-of-the-Market" solutions for all your financial requirements. We are able to offer aportfolio of products to suit every client. The company and our experienced consultants provide a service which is a unique, tailor made financial solution for all clients from all financial backgrounds.
The Select Partnership is a leading Mortgage and Secured Loan Distributor and our products are only available via Intermediaries. We specialise in placing applications that fail the criteria oftraditional High Street lenders. This web-site is intended for use by professional intermediaries only and not for the general public.
And we're well equipped to assist you with all your property needs - whether you're looking to buy or sell, rent or let in Deeside, Flintshire, or beyond. Discover how you can benefit from choosingKeystone - browse through our properties available to buy or to let, find out what we do and who we are, and learn about why our impressive track record speaks for itself. Whatever your property needs, Keystone have your home at heart.
We are a comprehensive mortgage broker who can advise you on the very best mortgage to suit your needs from the many 1000's available. Think carefully before securing other debts against your home.Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances and the overall work required. We estimate it will typically be £2095.
We are a company of action: proactive, professional and committed to creating long-term relationships with our clients. Our advisers have all had many years experience within the business. We are nottalking of just 10 years either. That's a lot of experience and knowledge but there is always more to learn. Your home may be repossessed if you do not keep up repayments on your mortgage or any loan secured upon it.